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Stable Pre-Existing Conditions

Visitors to Canada, new immigrants and returning Canadians are not covered under Canadian government health plans. A visitor’s to Canada policy will provide emergency medical coverage for sickness and accident in this case.

The TuGo policy is available in limits from $10,000.00 up to $300,000.00. We recommend at least $50,000.00 in coverage. There is no waiting period if the policy is taken out before arrival in anada.

Stable pre-existing condition coverage is included up to and including age 69. Applicants age 70 to 79 can also cover pre-existing conditions by paying a 25% surcharge. The stability period is 120 days and there is no medical questionnaire.

The policy includes an air flight accident coverage and 24 hour accident coverage with benefit limits of $25,000.00.

Thee is no policy deductible but you can select one to reduce your premium. A deductible of $1,000.00 reduces your premium by 20%.