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Optional Sports Coverage from TuGo Travel Insurance

                                                                                                                                                                        

Optional Sports Coverage from TuGo Travel Insurance

 

TuGo is now offering enhanced sports coverage to their travel medical policies. Should you wish to have coverage for a particular sports activity you pay an additional premium on top of your base travel medical policy.

There are three classes of activities, as follows:

-          Contact sports

-          Adventure sports

-          Extreme sports

Whether you coach, train, teach or practice, coverage is available up to the policy’s $5,000,000.00 limit. Details are below:

Contact Sports Coverage

Maximum limit: up to policy limit, or sum insured for Visitor to Canada

This coverage applies when travellers (ages 18+) participate in, coach, teach, train or practice on behalf of a registered team, league, association, club or while competing in a registered tournament, competition or sporting event:

=         Australian Football

=         Boxing

=         Football

=         Ice Hockey

=         Lacrosse

=         Rugby

SINGLE TRIP FLAT FEE: Individual $30 – Family $60

MULTI TRIP ANNUAL FLAT FEE: Individual $75 – Family $150

Tip: If travellers are under 18 years old, they won’t need this optional coverage. Their Emergency Medical Insurance will cover them in a medical emergency while away!

 

Adventure Sports Coverage

Maximum limit: up to policy limit, or sum insured for Visitor to Canada

This coverage applies when travellers participate in, coach, teach, train or practice:

=         Backcountry

o   Skiing

o   Snowboarding

o   Snowshoeing

=         Downhill

o   Freestyle skiing/snowboarding in organized contests

o   Longboarding

o   Mountain biking

o   Skating

o   Bobsledding

o   Canyoning/canyoneering

o   Endurance activities over 6 hours

o   Flying as a pilot or passenger in a glider or ultralight

o   Hang gliding

o   High risk snowmobiling

o   Ice climbing

o   Luge/skeleton

o   Mountaineering up to 6,000m

o   Non-motorized X game sports (or those sports in similar type events)

o   Parachuting/skydiving/tandem skydiving (more than one jump per trip)

o   Paragliding/parapenting

o   Paramotoring

o   Parasailing/parascending over land

o   Snow kiting

o   Stunt/aerobatic flying

SINGLE TRIP FLAT FEE: Individual $75 – Family $150

MULTI TRIP ANNUAL FLAT FEE: Individual $200 – Family $400

Extreme Sports Coverage

Maximum limit: $500,000 or sum insured for Visitor to Canada

This coverage applies when travellers participate in, coach, teach, train or practice:

=         Scuba diving (if not certified by an internationally recognized and accepted program)

=         Scuba diving or free diving over 30m

=         Base jumping

=         Bull riding/bull fighting

=         Rodeo

=         Running with the bulls

=         Mountaineering over 6,000m

=         Motorized speed contests

=         Motorized X game sports (or those sports in similar type events)

=         Ultimate fighting & mixed martial arts

=         Wingsuit jumping/wingsuit flying

SINGLE TRIP FLAT FEE: Individual $300 – Family $600

MULTI TRIP ANNUAL FLAT FEE: Individual $1,000 – Family $2,000

Out-of-bounds Exclusion

There’s an important exclusion to note! Out-of-bounds skiing, snowboarding, snowshoeing or non-motorized snow-biking aren’t covered. “Out-of-bounds” is defined in our policy as: “Any mountain area that has been 

a)      Closed off to public access, or

b)      Identified as “out-of-bounds” and/or can typically only be accessed by crossing a fenced, gated or roped-off area that has been marked as off limits according to recommendations of safety authorities in the area.”