Summary
This policy provides emergency medical coverage for sickness and accident. Coverage limits go up to $300,000. Coverage for stable pre-existing conditions is included to age 69. Persons age 70 to 79 can also purchase stable pre-existing condition coverage for a 25% surcharge. The stability period is 120 days
Benefits
Features:
- Provides emergency medical coverage for sickness and accident
- Coverage for stable pre-existing condition is included up to age 69 (120-day stability). There is an option to purchase stable pre-existing condition coverages for ages 70 to 79 (add 25%).
- Coverage for outside of Canada up to 49% of the policy term
- Maximum one-year policy
- Eligible for the "Super Visa" program
Coverage Limits:
- Age 0 to 69 - $10,000 up to $300,000
- Age 70 to 89 - $20,000 up to $300,000
Deductible Options:
- $0, $500, $1,000, $2,500, $5,000, $10,000
Summary of Benefits:
- Treatment by a physician
- Semi-private hospital
- Out-patient emergency medical treatment
- Private duty nursing
- Professional medical services to a maximum $500 per practitioner for relief of acute emergency pain:
- Physiotherapist
- Chiropractor
- Chiropodist
- Osteopath
- Podiatrist
- X-rays and diagnostic procedures when performed at the time of the initial emergency
- Emergency transportation by ambulance
- Medicines and drugs prescribed by the attending physician for a maximum of 30 days or $10,000, whichever occurs first (total cost paid if confined to hospital)
- Emergency return home
- Accidental dental up to $4,000 and dental pain relief up to $600
- Air flight accident - $25,000
- 24-hour accident - $25,000
Special Features:
- Coverage limits up to $300,000
- No medical questionnaire required for stable pre-existing condition coverage
- 120-day stability requirement for pre-existing conditions
Please refer to the policy wording for complete benefits, exclusions, limitations and conditions.