Visitors to Canada - TuGo Platinum Policy

Summary

This policy provides emergency medical coverage for sickness and accident. Coverage limits go up to $300,000. Coverage for stable pre-existing conditions is included to age 69. Persons age 70 to 79 can also purchase stable pre-existing condition coverage for a 25% surcharge. The stability period is 120 days

Benefits

Features:

  • Provides emergency medical coverage for sickness and accident
  • Coverage for stable pre-existing condition is included up to age 69 (120-day stability). There is an option to purchase stable pre-existing condition coverages for ages 70 to 79 (add 25%).
  • Coverage for outside of Canada up to 49% of the policy term
  • Maximum one-year policy
  • Eligible for the "Super Visa" program

Coverage Limits:

  • Age 0 to 69 - $10,000 up to $300,000
  • Age 70 to 89 - $20,000 up to $300,000

Deductible Options:

  • $0, $500, $1,000, $2,500, $5,000, $10,000

Summary of Benefits:

  • Treatment by a physician
  • Semi-private hospital
  • Out-patient emergency medical treatment
  • Private duty nursing
  • Professional medical services to a maximum $500 per practitioner for relief of acute emergency pain:
    • Physiotherapist
    • Chiropractor
    • Chiropodist
    • Osteopath
    • Podiatrist
  • X-rays and diagnostic procedures when performed at the time of the initial emergency
  • Emergency transportation by ambulance
  • Medicines and drugs prescribed by the attending physician for a maximum of 30 days or $10,000, whichever occurs first (total cost paid if confined to hospital)
  • Emergency return home
  • Accidental dental up to $4,000 and dental pain relief up to $600
  • Air flight accident - $25,000
  • 24-hour accident - $25,000

Special Features:

  • Coverage limits up to $300,000
  • No medical questionnaire required for stable pre-existing condition coverage
  • 120-day stability requirement for pre-existing conditions

Please refer to the policy wording for complete benefits, exclusions, limitations and conditions.