Dan Pucher

TRAVEL INSURANCE COORDINATORS

This is only a summary. Please see the policy wording for all coverages

BENEFITS
Provides up to $5 million for emergency hospitalization (semi-private) and emergency medical services in excess of your provincial or territorial plan.

MEALS AND ACCOMMODATION
While you are in hospital, insured family members or travelling companions remaining with you will be reimbursed up to $3,000 for reasonable living expenses.

TRANSPORTATION OF FAMILY OR FRIEND Up to $3,000 for round-trip economy transportation to bring a family member or close friend to your bedside, plus, up to $1,000 for reasonable costs, if you are hospitalized, or to identify your remains in the case of your death.

RETURN OF TRAVELLING COMPANION The extra cost of one-way economy transportation to return your insured travelling companions (under age 18, or physically or mentally handicapped and reliant on you for assistance) and one insured accompanying family member home, if you have been returned to Canada by Air Ambulance. Pre-approval by TIC required.

ATTENDANT When pre-approved by TIC, covers the cost of any attendant (not a relative) plus the attendant's return economy transportation to travel with your children (under age 18, or physically or mentally handicapped and rely on you for assistance) home when you have been air evacuated back to Canada.

RETURN OF VEHICLE OR WATERCRAFT Up to $3,000 will be reimbursed if, due to a covered sickness or injury, you cannot return the vehicle or watercraft used for the journey. TIC will arrange to return the vehicle for you.

PET RETURN (DOG OR CAT) Up to $300 for the cost of returning your accompanying dog or cat to Canada, if you return to Canada under the Emergency Transportation benefit or are hospitalized due to a covered sickness or injury.

RETURN OF DECEASED In the event of death, TIC will reimburse up to $10,000 for the cost incurred to return your body to Canada, or up to $4,000 for cremation or burial at the place of death.

ACCIDENTAL DENTAL Up to $3,000 is payable for emergency repair or replacement of whole or sound natural teeth caused by an accidental blow to the face.

DENTAL EMERGENCIES Up to $500 for the immediate relief of acute dental pain caused by other than a blow to the face.

EMERGENCY TRANSPORTATION When you are assessed as medically transportable, TIC will arrange for emergency transportation to a hospital in Canada or to the nearest hospital.

RETURN TO ORIGINAL TRIP DESTINATION
If you return home under the Emergency Transportation benefit and your emergency is completely resolved, TIC will pay up to $5,000 for one-way economy transportation for you and one insured travelling companion, to return to your original trip destination. Must be pre-approved by TIC.

EXCLUSIONS

This is only a summary. Please see the policy wording for all exclusions.

Your coverage is subject to various exclusions, which are completely set out in the Exclusions section of the policy document.

The following, although not an exhaustive list, are some of these policy exclusions:

Any sickness, injury or medical condition that exhibited symptoms for which a diagnosis need not have been made or required any or all of, medical consultation, prescription medication, medical treatment or hospitalization, within the 180 days immediately prior to the effective date.

If the insured is age 70 and under on the effective date:

When coverage is purchased prior to departure: This exclusion applies to each trip of 36 days or longer including Top-Ups starting from the day the insured leaves the province/territory of residence, unless the insured has completed a medical questionnaire, has been approved in writing by TIC and has paid any required premium.
When coverage is purchased after departure: This exclusion applies starting from the 36th day of each trip including Extensions unless the insured has completed a medical questionnaire, has been approved in writing by TIC and has paid any required premium.

If the insured is age 71 and over on the effective date:

This exclusion applies to each trip including Top-Ups and Extensions of any duration unless the insured has completed a medical questionnaire, has been approved in writing by TIC and has paid any required premium.

Routine or elective treatment for pregnancy within the first 32 weeks of the pregnancy.

Pregnancy, childbirth or complications thereof after the 32nd week of pregnancy.

PLEASE REFER TO THE ACTUAL POLICY WORDING FOR EXACT COVERAGES, LIMITATIONS, CONDITIONS AND DEFINITIONS. THIS IS ONLY A SUMMARY.