You can purchase travel insurance directly from an insurance company or from a broker. A broker will offer a choice of companies and plans to choose from which might suit the customer’s needs better. The broker will be there to advise you on coverages, exclusions, limitations and rates.
One broker you might want to contact is Dan Pucher (www.pucherinsurance.com). He represents several companies and can provide coverage for:
- Canadians traveling abroad
- Visitors to Canada
- Immigrants to Canada and returning Canadians
- Canadian expatriates and expatriates
Coverage can be set up over the phone, by e-mail or by fax, depending on the situation.
Some policies can be put in place within 10 minutes, while others such as some expatriate policies may take a couple of days for approval.
Should you have difficulty in placing visitors to Canada coverage because of a person’s age or health Dan Pucher may be able to help. He can also assist you with difficult to place expatriate coverage.