Summary
SUMMARY
This policy provides up to $5,000,000.00 in emergency medical coverage for sickness and accident. You need to complete an application in order to be covered. The stability period for covered pre-existing conditions varies from 90 days to 365 days, depending on your rating classification.
Deductible options are:
$0, $250, $500, $1,000, $5,000, $10,000
Benefits
EMERGENCY MEDICAL EXPENSES
Medical Expenses-Resident of Canada - $5,000,000 maximum per insured, per trip
Emergency Hospital - Semi-private room accommodation
Medical Appliances - Eligible expenses when prescribed by attending physician
Diagnostic Services - Eligible expenses when prescribed by attending physician
Prescription Drugs - Eligible expenses limited to 30 day supply for out-patient treatment
Paramedical/Professional Services - Up to $500/practitioner, must be referred by a physician
Ambulance Transportation - Eligible Expense
Dental -
i) Accidental blow to mouth - Up to $3,000
ii) Relief of Dental Pain - Up to $500
Private Duty Nursing - Up to $5,000, must be approved in advance by Active Care management
EMERGENCY ASSISTANCE SERVICES
Expenses to return children under your care - Must be approved in advance by Active Care management
Expenses to return your vehicle - Up to $5,000
Emergency Evacuation and Repatriation - When pre-approved and arranged by Active Care management in consultation with treating physician. Also includes up to $5,000 for search and rescue
Return to Original Trip Destination - When pre-approved and arranged by Active Care management
Subsistence Allowance - Up to $150 per day to a maximum of $1,500 when an emergency prevents you from returning to home province or when the emergency requires a change in destination
Return of Deceased (Repatriation) - Up to $10,000 for the preparation of body and cost of transportation container, up to $4,000 for cremation at the place of death and up to $10,000 for preparation of body and burial at place of death
Transportation of Family or Friend - When approved by Active Care management, roundtrip economy airfare and up to $150 per day to a maximum of $1,500 for a person of your choice
Pet Return - Up to $300
Hospital Allowance - Up to $50 per day to a maximum of $250
Please refer to the policy wording for a complete description of benefits, exclusions, limitations and conditions.